Save $5,050 one envelope at a time
A hundred envelopes, each holding a different amount between $1 and $100. Open one a day, put that much aside, and watch small amounts turn into a number you would never have saved on purpose.
How it works
Three steps, then repeat
The challenge is old — people have done it with paper envelopes for years. Savelope just keeps the numbers honest and reminds you.
- 01
Pick a goal
The classic challenge is 100 envelopes adding up to $5,050. Or set your own total and envelope count — a trip, a safety net, a deposit.
- 02
Open one a day
Every envelope holds a different amount. You don't know which until you open it, and that tiny bit of suspense is what keeps the habit alive.
- 03
Put that much aside
Move the amount to your savings, or set it aside in cash. Savelope marks it saved and the total climbs towards your goal.
A look inside
Small, daily, and a little bit fun
Savelope never touches your money
There is no bank connection, no card, no balance to top up. Savelope tells you what to set aside and keeps score of what you have. The money stays where you put it — your savings account, or an actual envelope.
Features
Free to start
Everything you need for the challenge itself, without paying anything.
The classic challenge
100 envelopes, $1 to $100, in a random order. Finish and you have $5,050.
Challenges for any goal
Set your own total and number of envelopes. Daily, weekly or monthly pace.
Four ways to distribute
Random for suspense, increasing to start gently, decreasing to front-load, or equal.
A daily nudge
One reminder a day, at a time you pick. That's the whole thing.
Save with family and friends
Share a challenge and complete it together, with progress that syncs between you.
Shareable progress
Turn a milestone into an image worth posting.
Savelope Premium
For when one goal isn't enough
Unlimited challenges
Run as many goals at once as you like.
Analytics
Consistency, history and a calendar of every envelope you have opened.
Custom themes
Colour your challenges, or set a photo background.
Envelope notes
Write down what a given day was about.
Alternate app icons
Six to choose from, including Sakura.
Six app icons to pick from:
Questions
Before you start
Does Savelope connect to my bank?
No, and that's deliberate. Savelope never asks for bank credentials and never moves money. You move it yourself — to a savings account or a jar — and the app keeps score.
Why $5,050?
It is what you get when you add up every whole number from 1 to 100. One hundred envelopes, each a different amount between $1 and $100, adds up to exactly $5,050.
What if I miss a day?
Nothing breaks. The envelopes don't expire and there is no penalty. Open the one you missed whenever you come back.
Can I pick a smaller goal?
Yes. $1,000, $2,500, $10,000 or anything you type in, spread over as many envelopes as you want. The maths adjusts.
Do I need to pay?
No. The classic challenge, custom goals, reminders and shared challenges are free. Premium adds unlimited challenges, analytics, themes, notes and alternate icons.
Is my data private?
Your challenges live on your device and sync through your own iCloud account, which means the developer cannot read them. See the privacy policy for the details.
Day one is one envelope
The first one might ask for $3. It might ask for $87. Either way you'll have started.